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FAQ

What is a Gold Loan?

A gold loan is a secured loan where you pledge your gold ornaments as collateral to avail funds. Capri Gold Loan offers quick and easy access to finance with minimal documentation.

Who can apply for a Capri Gold Loan?

Any Indian resident (individual) aged 18 years and above who owns gold ornaments can apply.

What type of gold is accepted?

Capri accepts gold jewelry (22 karat), including bangles, chains, earrings, etc. Gold bars, coins, or unhallmarked items may not be accepted.

How much loan can I get against my gold?

The loan amount is based on the gold's purity and weight, and the current market value. Capri offers up to 75% of the gold value, as per RBI guidelines.

What is the minimum and maximum loan amount?

Minimum loan: ₹10,000 (may vary by branch)

Maximum loan: Depends on the value of gold pledged

What documents are required to apply?

Only basic KYC documents are needed:

Government-issued ID proof (Aadhaar, PAN, Voter ID, etc.)

Address proof

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